Common Questions

Frequently Asked Questions

Find quick answers to common questions about using Funding Locator to connect with lenders.

Extremely fast. After submitting your request through Funding Locator, you can receive a decision from a lender in our network within minutes. If you accept a loan offer, funds can often be deposited into your account as soon as the next business day.

Funding Locator connects you with a wide network of lenders, many of whom specialize in assisting individuals with various credit backgrounds. Less-than-perfect credit does not necessarily disqualify you from receiving a loan offer.

No. Our service is 100% free for you to use. We are not a lender and do not charge you fees. We are compensated by the lenders in our network for connecting them with potential borrowers like yourself.

You can request amounts generally ranging from $100 up to $10,000. The specific amount a lender may offer depends on factors such as your income, employment history, and state regulations.

Absolutely. Security is our top priority. Funding Locator utilizes advanced 256-bit SSL encryption to ensure your personal and financial information is fully protected when you submit your request.

To use Funding Locator, you generally need to be at least 18 years old, a U.S. citizen or permanent resident, have a steady source of income, a valid checking account for direct deposit, and a valid phone number and email address.

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